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Consider needs versus wants

Think about the items you purchase on a regular basis. These add up.

Think about the items you purchase on a regular basis. These add up. Where can you save?

 

Do you eat out at restaurants a lot?

 

Can you cut back on daily expenses, such as coffee, candy, soda, or cigarettes?

 

Do you have services you do not really need, such as cable television or a cell phone?