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If your work offers a retirement plan

If your work offers a retirement plan, such as a 401(k) or 403(b) plan that deducts money from your paycheck, join it!

If your work offers a retirement plan, such as a 401(k) or 403(b) plan that deducts money from your paycheck, join it! Most employers will match up to $.50 on each dollar you contribute. The matched amount is free money!